Fix It Right Construction-Columbus Ohio Renovation Remodeling-203k Contractor

Selecting a contractor for your 203k remodeling project can be a daunting task.  Where do you begin looking?  What qualifications do you look for in a contractor.  Can anyone who has construction or remodeling experience complete your remodel project through the FHA 203k loan program?  The answers to these questions are simply.  First of all the contractor must possess a active license from your area.  In the Columbus area they are called a HIC license.  Which stands for Home Improvement General Contractor.  Columbus also makes the listing business or individual obtain a bond for twenty five thousand dollars and have active insurance.  So, the contractor must provide copies of these documents to your loan officer along with a detailed estimate.  The estimate must be broken down by line item and further broken down to material and labor for each item listed.  The more information about the amount and total amount of material is essential.  This process is extremely important to prevent going over once the work is under way.  I highly recommend not using family members in this process.  Because if things happen you don't want any conflicts with your friends or family members.  All contractors are also required to offer at least a one year warranty on labor.  Also, be specific about the time lines for work to start and finish.  If you have any questions about the FHA 203k rehab program, hud.gov has a complete web site to outline the process.  There are also several banks that directly fund FHA 203k programs in the Columbus area.  Strategic Mortgage is a wonderful bank and Andy can help you find a loan for this type of loan.  If you want a experienced contractor to handle all of your repairs, including HVAC,electrical and plumbing we can help.  Call me directly at 614-446-6489